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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,896 | $49,138-53.4% | $84,020-72.7% | $65,185-64.9% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 70.2%+29.8pp |
| Annual return | 425.93% | 23.00%+402.9pp | 71.31%+354.6pp | 29.38%+396.5pp |
| Employer contribution / active EE | $1,443 | $914+57.9% | $1,984-27.3% | $2,177-33.7% |
| Participant deferral / active EE | $2,238 | $2,397-6.7% | $3,239-30.9% | $3,514-36.3% |
| Admin fee / account holder | $4,906 | $543+803.0% | $6,101-19.6% | $847+479.1% |