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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,429 | $127,387-12.5% | $115,038-3.1% | $125,389-11.1% |
| Participation rate | 83.3% | 84.2%-0.8pp | 81.4%+2.0pp | 83.2%+0.1pp |
| Annual return | -0.36% | 31.28%-31.6pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $2,234 | $5,166-56.8% | $4,608-51.5% | $4,866-54.1% |
| Participant deferral / active EE | $6,062 | $6,423-5.6% | $6,026+0.6% | $5,352+13.3% |
| Admin fee / account holder | $629 | $9,516-93.4% | $8,175-92.3% | $9,541-93.4% |