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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,867 | $104,937-77.3% | $84,628-71.8% | $152,897-84.4% |
| Participation rate | 58.3% | 74.8%-16.5pp | 68.2%-9.9pp | 82.5%-24.1pp |
| Annual return | 23.82% | 373.88%-350.1pp | 258.80%-235.0pp | 345.43%-321.6pp |
| Employer contribution / active EE | $1,270 | $3,303-61.5% | $2,653-52.1% | $4,764-73.3% |
| Participant deferral / active EE | $1,760 | $4,690-62.5% | $3,900-54.9% | $5,851-69.9% |
| Admin fee / account holder | $456 | $6,243-92.7% | $4,914-90.7% | $11,599-96.1% |