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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,439 | $95,188-83.8% | $76,518-79.8% | $135,379-88.6% |
| Participation rate | 58.3% | 74.4%-16.1pp | 68.0%-9.7pp | 82.6%-24.3pp |
| Annual return | -5.78% | 4.85%-10.6pp | -0.27%-5.5pp | 519.79%-525.6pp |
| Employer contribution / active EE | $1,107 | $3,303-66.5% | $2,647-58.2% | $4,779-76.8% |
| Participant deferral / active EE | $1,518 | $4,640-67.3% | $3,836-60.4% | $5,609-72.9% |
| Admin fee / account holder | $2,394 | $6,249-61.7% | $4,849-50.6% | $10,828-77.9% |