Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,868 | $63,442-87.6% | $68,794-88.6% | $66,930-88.2% |
| Participation rate | 29.9% | 60.0%-30.1pp | 69.0%-39.1pp | 69.8%-39.9pp |
| Annual return | -22.39% | -8.29%-14.1pp | -6.37%-16.0pp | 1.57%-24.0pp |
| Employer contribution / active EE | $585 | $1,775-67.0% | $2,656-78.0% | $2,545-77.0% |
| Participant deferral / active EE | $1,030 | $2,945-65.0% | $3,941-73.9% | $4,238-75.7% |
| Admin fee / account holder | $1,287 | $577+122.9% | $4,934-73.9% | $593+116.9% |