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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,043 | $168,636+38.8% | $147,618+58.5% | $125,388+86.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -12.98% | 77.65%-90.6pp | 61.98%-75.0pp | 282.24%-295.2pp |
| Employer contribution / active EE | $11,459 | $6,252+83.3% | $5,565+105.9% | $4,866+135.5% |
| Participant deferral / active EE | $14,400 | $5,507+161.5% | $4,895+194.2% | $5,352+169.1% |
| Admin fee / account holder | $502 | $13,580-96.3% | $11,612-95.7% | $9,541-94.7% |