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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,350 | $148,629-11.6% | $135,982-3.4% | $139,487-5.8% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 9.66% | 79.33%-69.7pp | 68.32%-58.7pp | 373.84%-364.2pp |
| Employer contribution / active EE | $7,459 | $5,247+42.2% | $4,859+53.5% | $4,755+56.9% |
| Participant deferral / active EE | $6,063 | $8,102-25.2% | $7,760-21.9% | $6,713-9.7% |
| Admin fee / account holder | $375 | $12,406-97.0% | $10,767-96.5% | $11,407-96.7% |