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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,627 | $138,114+16.3% | $125,391+28.1% | $134,545+19.4% |
| Participation rate | 73.3% | 84.5%-11.2pp | 82.4%-9.1pp | 81.2%-7.9pp |
| Annual return | -13.51% | 750.88%-764.4pp | 572.41%-585.9pp | 418.37%-431.9pp |
| Employer contribution / active EE | $5,334 | $5,246+1.7% | $4,816+10.8% | $4,742+12.5% |
| Participant deferral / active EE | $6,040 | $7,801-22.6% | $7,448-18.9% | $6,401-5.6% |
| Admin fee / account holder | $23,617 | $11,570+104.1% | $10,009+136.0% | $11,431+106.6% |