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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,788 | $32,117-29.0% | $71,086-67.9% | $64,181-64.5% |
| Participation rate | 17.8% | 42.7%-24.9pp | 54.7%-36.9pp | 69.6%-51.8pp |
| Annual return | -8.62% | -5.57%-3.0pp | 650.59%-659.2pp | 7.63%-16.3pp |
| Employer contribution / active EE | $242 | $712-66.0% | $1,088-77.7% | $2,381-89.8% |
| Participant deferral / active EE | $1,057 | $1,263-16.3% | $1,874-43.6% | $3,470-69.5% |
| Admin fee / account holder | $546 | $2,759-80.2% | $3,082-82.3% | $4,887-88.8% |