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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,856 | $78,707-27.8% | $117,861-51.8% | $70,126-18.9% |
| Participation rate | 76.9% | 73.2%+3.7pp | 79.7%-2.7pp | 69.5%+7.4pp |
| Annual return | 12.01% | 23.30%-11.3pp | 335.11%-323.1pp | 73.15%-61.1pp |
| Employer contribution / active EE | $1,492 | $2,223-32.9% | $3,786-60.6% | $2,343-36.3% |
| Participant deferral / active EE | $3,838 | $3,297+16.4% | $4,482-14.4% | $3,332+15.2% |
| Admin fee / account holder | $3,039 | $5,066-40.0% | $8,021-62.1% | $4,645-34.6% |