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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,453 | $111,830+18.4% | $93,696+41.4% | $145,884-9.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 9.63% | 204.08%-194.5pp | 133.74%-124.1pp | 551.85%-542.2pp |
| Employer contribution / active EE | $6,785 | $3,093+119.4% | $2,422+180.2% | $4,662+45.5% |
| Participant deferral / active EE | $10,497 | $4,920+113.4% | $4,417+137.7% | $6,690+56.9% |
| Admin fee / account holder | $21,034 | $10,249+105.2% | $8,287+153.8% | $13,392+57.1% |