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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,663 | $102,696+10.7% | $86,235+31.8% | $139,487-18.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.14% | 1925.91%-1910.8pp | 1170.03%-1154.9pp | 373.84%-358.7pp |
| Employer contribution / active EE | $5,599 | $3,034+84.5% | $2,381+135.2% | $4,755+17.8% |
| Participant deferral / active EE | $8,690 | $4,679+85.7% | $3,987+118.0% | $6,713+29.5% |
| Admin fee / account holder | $2,881 | $8,667-66.8% | $6,856-58.0% | $11,407-74.7% |