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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,072 | $112,729-5.0% | $98,716+8.5% | $137,256-22.0% |
| Participation rate | 69.2% | 74.2%-5.0pp | 69.3%-0.1pp | 80.0%-10.7pp |
| Annual return | 15.68% | 38.48%-22.8pp | 31.81%-16.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $4,515 | $2,725+65.7% | $2,279+98.1% | $4,156+8.6% |
| Participant deferral / active EE | $4,877 | $4,640+5.1% | $4,048+20.5% | $6,407-23.9% |
| Admin fee / account holder | $59,414 | $10,129+486.6% | $8,703+582.7% | $12,270+384.2% |