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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,407 | $64,324+56.1% | $118,946-15.6% | $79,858+25.7% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 10.80% | 86.45%-75.6pp | 35.89%-25.1pp | 31.72%-20.9pp |
| Employer contribution / active EE | $0 | $1,836-100.0% | $3,263-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,915 | $2,824+3.2% | $4,266-31.7% | $3,740-22.1% |
| Admin fee / account holder | $2,874 | $4,040-28.9% | $6,581-56.3% | $5,306-45.8% |