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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,990 | $168,635-7.5% | $147,617+5.7% | $125,389+24.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -12.73% | 77.65%-90.4pp | 61.98%-74.7pp | 282.24%-295.0pp |
| Employer contribution / active EE | $1,614 | $6,252-74.2% | $5,564-71.0% | $4,866-66.8% |
| Participant deferral / active EE | $4,504 | $5,507-18.2% | $4,895-8.0% | $5,352-15.8% |
| Admin fee / account holder | $1,447 | $13,580-89.3% | $11,612-87.5% | $9,541-84.8% |