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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,817 | $47,944-67.0% | $67,834-76.7% | $62,881-74.8% |
| Participation rate | 67.6% | 61.1%+6.5pp | 68.8%-1.2pp | 69.3%-1.7pp |
| Annual return | 9.20% | 11.77%-2.6pp | 138.47%-129.3pp | 20.14%-10.9pp |
| Employer contribution / active EE | $1,777 | $1,562+13.7% | $2,403-26.1% | $2,281-22.1% |
| Participant deferral / active EE | $2,848 | $2,247+26.8% | $3,160-9.9% | $3,203-11.1% |
| Admin fee / account holder | $859 | $3,712-76.9% | $4,622-81.4% | $4,296-80.0% |