Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,100 | $70,667-73.0% | $123,106-84.5% | $52,331-63.5% |
| Participation rate | 44.0% | 83.7%-39.8pp | 86.8%-42.8pp | 68.1%-24.1pp |
| Annual return | -4.89% | 6.23%-11.1pp | 13.22%-18.1pp | 4.54%-9.4pp |
| Employer contribution / active EE | $1,095 | $2,946-62.8% | $5,151-78.7% | $1,882-41.8% |
| Participant deferral / active EE | $1,846 | $4,493-58.9% | $6,229-70.4% | $3,022-38.9% |
| Admin fee / account holder | $305 | $506-39.8% | $9,015-96.6% | $592-48.4% |