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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,476 | $107,806-85.6% | $90,655-82.9% | $135,382-88.6% |
| Participation rate | 52.6% | 78.0%-25.4pp | 74.0%-21.4pp | 82.6%-30.0pp |
| Annual return | 5.97% | -0.90%+6.9pp | 1.89%+4.1pp | 519.77%-513.8pp |
| Employer contribution / active EE | $737 | $3,018-75.6% | $2,532-70.9% | $4,779-84.6% |
| Participant deferral / active EE | $1,106 | $3,872-71.4% | $3,425-67.7% | $5,609-80.3% |
| Admin fee / account holder | $2,198 | $5,931-62.9% | $4,994-56.0% | $10,829-79.7% |