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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,735 | $127,779+152.6% | $106,551+202.9% | $167,518+92.7% |
| Participation rate | 25.0% | 78.3%-53.3pp | 76.1%-51.1pp | 82.1%-57.1pp |
| Annual return | -4.58% | 33.87%-38.4pp | 26.80%-31.4pp | 478.71%-483.3pp |
| Employer contribution / active EE | $11,391 | $3,427+232.4% | $2,819+304.0% | $4,838+135.4% |
| Participant deferral / active EE | $6,572 | $5,088+29.2% | $4,398+49.4% | $6,342+3.6% |
| Admin fee / account holder | $0 | $11,228-100.0% | $7,408-100.0% | $12,312-100.0% |