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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,659 | $106,003+40.2% | $92,236+61.2% | $147,585+0.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.71% | 50.05%-34.3pp | 176.29%-160.6pp | 578.57%-562.9pp |
| Employer contribution / active EE | $15,059 | $4,333+247.5% | $3,679+309.3% | $4,876+208.8% |
| Participant deferral / active EE | $10,058 | $4,478+124.6% | $3,897+158.1% | $5,439+84.9% |
| Admin fee / account holder | $707 | $6,333-88.8% | $5,194-86.4% | $10,885-93.5% |