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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,231 | $45,566-66.6% | $64,105-76.2% | $59,632-74.5% |
| Participation rate | 98.8% | 60.2%+38.6pp | 68.2%+30.6pp | 68.7%+30.1pp |
| Annual return | 5.00% | 4.95%0pp | 791.24%-786.2pp | 2041.32%-2036.3pp |
| Employer contribution / active EE | $1,506 | $934+61.2% | $1,820-17.2% | $2,203-31.6% |
| Participant deferral / active EE | $265 | $2,057-87.1% | $2,822-90.6% | $3,192-91.7% |
| Admin fee / account holder | $2,653 | $3,268-18.8% | $4,499-41.0% | $4,297-38.3% |