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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,824 | $160,040+103.6% | $147,096+121.5% | $145,877+123.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.05% | 98.49%-87.4pp | 419.75%-408.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $11,786 | $5,289+122.8% | $4,936+138.8% | $4,663+152.7% |
| Participant deferral / active EE | $1,011 | $8,429-88.0% | $8,071-87.5% | $6,691-84.9% |
| Admin fee / account holder | $2,664 | $15,050-82.3% | $13,005-79.5% | $13,402-80.1% |