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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,811 | $148,623+110.5% | $135,974+130.1% | $139,466+124.3% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 14.51% | 79.30%-64.8pp | 68.30%-53.8pp | 373.66%-359.1pp |
| Employer contribution / active EE | $7,420 | $5,246+41.4% | $4,859+52.7% | $4,754+56.1% |
| Participant deferral / active EE | $984 | $8,103-87.9% | $7,760-87.3% | $6,712-85.3% |
| Admin fee / account holder | $2,845 | $12,406-77.1% | $10,767-73.6% | $11,409-75.1% |