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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,131 | $56,197-57.1% | $67,652-64.3% | $59,633-59.5% |
| Participation rate | 85.2% | 71.5%+13.7pp | 75.7%+9.5pp | 68.7%+16.5pp |
| Annual return | -1.53% | 18508.10%-18509.6pp | 6625.40%-6626.9pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $1,980 | $1,615+22.6% | $2,266-12.6% | $2,203-10.1% |
| Participant deferral / active EE | $4,575 | $2,844+60.9% | $3,560+28.5% | $3,192+43.3% |
| Admin fee / account holder | $3,324 | $3,958-16.0% | $4,821-31.1% | $4,297-22.7% |