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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,580 | $138,078+22.1% | $125,363+34.5% | $134,509+25.3% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -17.51% | 750.49%-768.0pp | 572.15%-589.7pp | 418.13%-435.6pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,225 | $7,800+5.4% | $7,447+10.4% | $6,400+28.5% |
| Admin fee / account holder | $4,153 | $11,566-64.1% | $10,005-58.5% | $11,427-63.7% |