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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,209 | $138,072-89.7% | $123,549-88.5% | $135,382-89.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.21% | 153.69%-160.9pp | 119.20%-126.4pp | 519.77%-527.0pp |
| Employer contribution / active EE | $2,010 | $5,152-61.0% | $4,628-56.6% | $4,779-57.9% |
| Participant deferral / active EE | $5,248 | $6,799-22.8% | $6,426-18.3% | $5,609-6.4% |
| Admin fee / account holder | $889 | $10,917-91.9% | $9,284-90.4% | $10,829-91.8% |