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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,022 | $162,967-50.3% | $135,792-40.3% | $138,895-41.7% |
| Participation rate | 77.8% | 78.3%-0.5pp | 72.6%+5.2pp | 79.9%-2.1pp |
| Annual return | 18.35% | 30.08%-11.7pp | 25.96%-7.6pp | 145.39%-127.0pp |
| Employer contribution / active EE | $2,521 | $4,211-40.1% | $3,496-27.9% | $4,194-39.9% |
| Participant deferral / active EE | $12,592 | $5,640+123.2% | $4,759+164.6% | $6,396+96.9% |
| Admin fee / account holder | $747 | $15,306-95.1% | $12,266-93.9% | $12,562-94.1% |