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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,101 | $100,895-63.2% | $90,430-59.0% | $158,950-76.7% |
| Participation rate | 71.4% | 75.0%-3.6pp | 72.7%-1.3pp | 82.0%-10.5pp |
| Annual return | 12.21% | 1725.54%-1713.3pp | 1293.73%-1281.5pp | 302.91%-290.7pp |
| Employer contribution / active EE | $723 | $3,689-80.4% | $3,262-77.8% | $4,762-84.8% |
| Participant deferral / active EE | $872 | $4,347-79.9% | $3,963-78.0% | $5,983-85.4% |
| Admin fee / account holder | $326 | $6,505-95.0% | $5,613-94.2% | $11,248-97.1% |