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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,189 | $90,607-44.6% | $79,467-36.8% | $135,380-62.9% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -6.81% | 977.74%-984.5pp | 718.30%-725.1pp | 519.81%-526.6pp |
| Employer contribution / active EE | $1,560 | $3,068-49.1% | $2,800-44.3% | $4,779-67.4% |
| Participant deferral / active EE | $4,112 | $4,050+1.5% | $3,704+11.0% | $5,609-26.7% |
| Admin fee / account holder | $1,194 | $5,895-79.7% | $5,104-76.6% | $10,828-89.0% |