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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,560 | $100,792+303.4% | $86,691+369.0% | $134,509+202.3% |
| Participation rate | 60.0% | 78.9%-18.9pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -20.94% | 29.08%-50.0pp | 35.94%-56.9pp | 418.13%-439.1pp |
| Employer contribution / active EE | $5,315 | $3,491+52.3% | $2,837+87.4% | $4,741+12.1% |
| Participant deferral / active EE | $6,649 | $5,339+24.5% | $4,656+42.8% | $6,400+3.9% |
| Admin fee / account holder | $0 | $10,924-100.0% | $7,492-100.0% | $11,427-100.0% |