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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,333 | $77,908+348.4% | $149,696+133.4% | $75,173+364.7% |
| Participation rate | 75.8% | 65.6%+10.2pp | 78.8%-3.0pp | 67.2%+8.6pp |
| Annual return | 20.08% | 31.73%-11.6pp | 134.46%-114.4pp | 160.72%-140.6pp |
| Employer contribution / active EE | $12,879 | $3,138+310.4% | $4,821+167.1% | $2,671+382.2% |
| Participant deferral / active EE | $8,359 | $3,411+145.0% | $5,682+47.1% | $4,126+102.6% |
| Admin fee / account holder | $24,665 | $5,950+314.6% | $13,212+86.7% | $5,651+336.5% |