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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,439 | $73,863+312.2% | $143,797+111.7% | $68,490+344.5% |
| Participation rate | 75.0% | 66.7%+8.3pp | 80.3%-5.3pp | 67.9%+7.1pp |
| Annual return | -19.73% | 0.91%-20.6pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $7,152 | $3,185+124.6% | $4,952+44.4% | $2,597+175.4% |
| Participant deferral / active EE | $6,817 | $3,385+101.4% | $5,638+20.9% | $4,028+69.3% |
| Admin fee / account holder | $6,873 | $5,756+19.4% | $14,679-53.2% | $5,403+27.2% |