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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,425 | $81,358+227.5% | $155,556+71.3% | $80,959+229.1% |
| Participation rate | 96.3% | 66.3%+30.0pp | 78.2%+18.1pp | 67.7%+28.6pp |
| Annual return | 17.14% | 33.39%-16.2pp | 64.84%-47.7pp | 35.67%-18.5pp |
| Employer contribution / active EE | $11,412 | $3,106+267.4% | $4,675+144.1% | $2,757+313.9% |
| Participant deferral / active EE | $11,311 | $3,455+227.3% | $5,631+100.9% | $4,300+163.0% |
| Admin fee / account holder | $66,584 | $7,994+733.0% | $15,885+319.2% | $6,925+861.5% |