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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,292 | $116,190+2.7% | $93,614+27.4% | $152,885-22.0% |
| Participation rate | 57.9% | 78.0%-20.1pp | 75.8%-17.9pp | 82.5%-24.6pp |
| Annual return | 14.26% | 35.96%-21.7pp | 32.76%-18.5pp | 345.39%-331.1pp |
| Employer contribution / active EE | $1,721 | $3,219-46.5% | $2,718-36.7% | $4,763-63.9% |
| Participant deferral / active EE | $4,135 | $4,604-10.2% | $4,069+1.6% | $5,851-29.3% |
| Admin fee / account holder | $659 | $10,749-93.9% | $7,889-91.6% | $11,598-94.3% |