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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,290 | $97,761-39.4% | $83,850-29.3% | $135,382-56.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -10.45% | 1287.44%-1297.9pp | 850.92%-861.4pp | 519.77%-530.2pp |
| Employer contribution / active EE | $4,185 | $4,222-0.9% | $3,631+15.3% | $4,779-12.4% |
| Participant deferral / active EE | $12,004 | $4,682+156.4% | $4,082+194.1% | $5,609+114.0% |
| Admin fee / account holder | $15,917 | $6,674+138.5% | $5,478+190.5% | $10,829+47.0% |