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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,349 | $183,627-82.4% | $155,602-79.2% | $145,978-77.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 59.30% | 61.32%-2.0pp | 64.81%-5.5pp | 550.52%-491.2pp |
| Employer contribution / active EE | $2,814 | $5,316-47.1% | $4,675-39.8% | $4,662-39.6% |
| Participant deferral / active EE | $5,147 | $6,466-20.4% | $5,629-8.6% | $6,690-23.1% |
| Admin fee / account holder | $468 | $19,327-97.6% | $15,923-97.1% | $13,400-96.5% |