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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,572 | $92,766-81.1% | $82,763-78.8% | $134,545-86.9% |
| Participation rate | 18.8% | 75.2%-56.5pp | 72.6%-53.8pp | 81.2%-62.5pp |
| Annual return | -19.60% | 946.97%-966.6pp | 702.45%-722.1pp | 418.37%-438.0pp |
| Employer contribution / active EE | $1,154 | $3,273-64.8% | $3,008-61.7% | $4,742-75.7% |
| Participant deferral / active EE | $0 | $4,802-100.0% | $4,395-100.0% | $6,401-100.0% |
| Admin fee / account holder | $485 | $5,978-91.9% | $5,325-90.9% | $11,431-95.8% |