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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,402 | $180,466-78.7% | $154,114-75.1% | $135,382-71.6% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -6.97% | 888.15%-895.1pp | 735.16%-742.1pp | 519.77%-526.7pp |
| Employer contribution / active EE | $3,119 | $6,035-48.3% | $5,298-41.1% | $4,779-34.7% |
| Participant deferral / active EE | $8,391 | $5,806+44.5% | $5,081+65.2% | $5,609+49.6% |
| Admin fee / account holder | $3,014 | $16,144-81.3% | $13,411-77.5% | $10,829-72.2% |