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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,325 | $65,704+74.0% | $94,229+21.3% | $59,633+91.7% |
| Participation rate | 22.4% | 72.1%-49.7pp | 78.8%-56.4pp | 68.7%-46.3pp |
| Annual return | 0.19% | 5.22%-5.0pp | 10.68%-10.5pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $748 | $2,021-63.0% | $3,587-79.1% | $2,203-66.0% |
| Participant deferral / active EE | $2,324 | $3,143-26.0% | $4,320-46.2% | $3,192-27.2% |
| Admin fee / account holder | $7,779 | $4,265+82.4% | $6,269+24.1% | $4,297+81.0% |