Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,609 | $72,272-60.4% | $101,264-71.7% | $79,858-64.2% |
| Participation rate | 38.0% | 68.5%-30.5pp | 75.8%-37.8pp | 69.6%-31.6pp |
| Annual return | 12.30% | 22.30%-10.0pp | 46.48%-34.2pp | 31.72%-19.4pp |
| Employer contribution / active EE | $377 | $2,692-86.0% | $3,660-89.7% | $2,471-84.7% |
| Participant deferral / active EE | $2,157 | $3,282-34.3% | $4,370-50.6% | $3,740-42.3% |
| Admin fee / account holder | $4,517 | $4,401+2.6% | $5,947-24.1% | $5,306-14.9% |