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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,541 | $106,005-39.1% | $92,239-30.0% | $147,585-56.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | -0.29% | 50.05%-50.3pp | 176.29%-176.6pp | 578.58%-578.9pp |
| Employer contribution / active EE | $5,580 | $4,333+28.8% | $3,680+51.6% | $4,876+14.4% |
| Participant deferral / active EE | $16,500 | $4,478+268.4% | $3,897+323.4% | $5,439+203.4% |
| Admin fee / account holder | $848 | $6,333-86.6% | $5,194-83.7% | $10,886-92.2% |