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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,777 | $99,345-42.8% | $84,753-33.0% | $273,972-79.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -0.30% | 22.93%-23.2pp | 22.78%-23.1pp | 41.46%-41.8pp |
| Employer contribution / active EE | $6,736 | $4,214+59.9% | $3,574+88.5% | $4,869+38.4% |
| Participant deferral / active EE | $22,000 | $4,270+415.3% | $3,712+492.7% | $5,287+316.1% |
| Admin fee / account holder | $542 | $6,645-91.8% | $5,333-89.8% | $10,133-94.6% |