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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,341 | $167,362-20.9% | $143,799-8.0% | $134,532-1.6% |
| Participation rate | 85.0% | 84.8%+0.2pp | 80.3%+4.7pp | 81.2%+3.8pp |
| Annual return | -14.56% | 0.47%-15.0pp | -0.04%-14.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $69 | $5,620-98.8% | $4,952-98.6% | $4,741-98.5% |
| Participant deferral / active EE | $3,636 | $6,447-43.6% | $5,638-35.5% | $6,401-43.2% |
| Admin fee / account holder | $906 | $18,094-95.0% | $14,677-93.8% | $11,429-92.1% |