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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,040 | $91,179+52.5% | $178,499-22.1% | $79,852+74.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.05% | 24.19%-17.1pp | 151.10%-144.1pp | 31.72%-24.7pp |
| Employer contribution / active EE | $4,297 | $3,256+32.0% | $5,011-14.2% | $2,471+73.9% |
| Participant deferral / active EE | $3,250 | $3,236+0.4% | $5,202-37.5% | $3,740-13.1% |
| Admin fee / account holder | $6,149 | $6,749-8.9% | $13,986-56.0% | $5,306+15.9% |