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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,000 | $129,239-73.7% | $93,419-63.6% | $158,966-78.6% |
| Participation rate | 50.0% | 70.9%-20.9pp | 66.8%-16.8pp | 82.0%-32.0pp |
| Annual return | 11.22% | 118.21%-107.0pp | 78.05%-66.8pp | 302.95%-291.7pp |
| Employer contribution / active EE | $96 | $2,711-96.4% | $2,075-95.4% | $4,762-98.0% |
| Participant deferral / active EE | $327 | $3,909-91.6% | $3,126-89.5% | $5,983-94.5% |
| Admin fee / account holder | $1,930 | $7,383-73.9% | $5,230-63.1% | $11,250-82.8% |