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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,600 | $76,551+4.0% | $123,894-35.8% | $62,881+26.6% |
| Participation rate | 95.8% | 73.0%+22.9pp | 81.4%+14.4pp | 69.3%+26.5pp |
| Annual return | 5.73% | 18.68%-12.9pp | 47.52%-41.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $4,069 | $2,882+41.2% | $4,617-11.9% | $2,281+78.4% |
| Participant deferral / active EE | $6,283 | $4,840+29.8% | $5,984+5.0% | $3,203+96.2% |
| Admin fee / account holder | $3,289 | $4,826-31.8% | $8,357-60.6% | $4,296-23.4% |