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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,445 | $102,663+13.4% | $86,216+35.1% | $139,466-16.5% |
| Participation rate | 79.2% | 74.5%+4.7pp | 69.0%+10.2pp | 80.3%-1.2pp |
| Annual return | 17.73% | 1924.52%-1906.8pp | 1169.42%-1151.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $897 | $3,035-70.4% | $2,382-62.3% | $4,754-81.1% |
| Participant deferral / active EE | $2,036 | $4,677-56.5% | $3,986-48.9% | $6,712-69.7% |
| Admin fee / account holder | $6,011 | $8,663-30.6% | $6,853-12.3% | $11,409-47.3% |