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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,494 | $227,566-74.7% | $189,558-69.7% | $167,518-65.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 14.25% | 78.43%-64.2pp | 64.19%-49.9pp | 478.71%-464.5pp |
| Employer contribution / active EE | $4,705 | $5,316-11.5% | $4,412+6.6% | $4,838-2.8% |
| Participant deferral / active EE | $7,240 | $7,002+3.4% | $6,174+17.3% | $6,342+14.2% |
| Admin fee / account holder | $943 | $11,881-92.1% | $9,809-90.4% | $12,312-92.3% |