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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,541 | $148,623-10.8% | $135,974-2.5% | $139,466-5.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.45% | 79.30%-64.8pp | 68.30%-53.9pp | 373.66%-359.2pp |
| Employer contribution / active EE | $5,210 | $5,246-0.7% | $4,859+7.2% | $4,754+9.6% |
| Participant deferral / active EE | $11,710 | $8,103+44.5% | $7,760+50.9% | $6,712+74.5% |
| Admin fee / account holder | $866 | $12,406-93.0% | $10,767-92.0% | $11,409-92.4% |