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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,396 | $138,076-62.8% | $123,553-58.4% | $135,380-62.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.25% | 153.70%-161.9pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $2,848 | $5,152-44.7% | $4,628-38.5% | $4,779-40.4% |
| Participant deferral / active EE | $7,680 | $6,800+12.9% | $6,426+19.5% | $5,609+36.9% |
| Admin fee / account holder | $591 | $10,917-94.6% | $9,284-93.6% | $10,828-94.5% |